15+
Years of Mortgage & Protection Expertise
Welcome to Creative Financial
We pride ourselves in arranging bespoke mortgages and personalised financial protection policies designed just for you. We:
Have access to a comprehensive list of lenders some of which only work directly with Mortgage brokers
Help you build a safety net for life’s uncertainties with advice on insurance
Have expertise dealing with a wide range of client types
Pride ourselves in offering flexible appointments and dedicated support
Recognising every client is different, we adapt our services to meet your individual needs. We will use our expertise across all aspects of securing a mortgage, to help you realise your property goals, whether you are a homebuyer or investor.
Your financial well-being is our priority, and we’re here to guide you every step of the way no matter how simple or complex the scenario.
The Financial Conduct Authority does not regulate some forms of Buy to Lets. Your home/property may be repossessed if you do not keep up repayments on your mortgage.
Services we offer
How We Work
Mortgage applications can be complicated, but we’re here to guide you every step of the way.
step
Assessment of your needs
Through an initial consultation, we will work with you to understand your goals, circumstances, and budget.
step
Mortgage in Principle
Following the initial assessment, we will give you clear insights into your affordability and most competitive rates tailored to your needs.
step
Formal Application Process
Once the offer for your desired property has been accepted, we will kickstart the formal mortgage application with the lender and guide you through property surveys, solicitors, insurances and more.
step
Completion & Protection
As you near property ownership, we'll secure your chosen insurances and discuss other aspects to ensure you are adequately covered.
The Financial Conduct Authority does not regulate some forms of Buy to Lets.
Your home/property may be repossessed if you do not keep up repayments on your mortgage.
Knowing and understanding your credit score is integral to the process.
Click Here to Get your Free Credit Report*
*Check My File offers an initial 30-day Free Trial after which a fee of £14.99 a month applies. The trial, or the subscription, can be cancelled at any time. Please refer to their website for full T&Cs.Mortgage Calculator
How much will my mortgage cost?
Total Monthly Payment
This calculation is a guide and should not be relied upon. Get in touch for a more bespoke calculation based on your needs.
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